Car Accident Lawsuits
Written by Andrew Sarski on January 11, 2011
Every year, millions of people are injured and thousands are killed in auto accidents involving cars, trucks or motorcycles in the United States. Whether it is a fender-bender or a head-on collision, auto accidents can cause serious injuries, resulting in costly medical expenses and potential long-term health complications. A number of motor vehicle accidents are caused by the careless driving of another motorist, which may include speeding, distracted driving, reckless driving, or driving under the influence of drugs or alcohol. This kind of careless attention to driving is called negligence and accounts for 81% of all motor vehicle injuries. While some expenses incurred by victims of motor vehicle accidents may be covered by their insurance company or the company insuring the negligent driver, too many people are denied reimbursement for their injuries and are forced to shoulder exorbitant medical bills on their own. Unfortunately, many people may not realize how easy and important it can be to file an auto accident lawsuit with the help of an auto accident lawyer in order to receive the compensation they are entitled to.
Expenses and Auto Accident Damages
The United States Census Bureau estimates that there are 10.6 million auto accidents each year, and studies have shown that even at speeds of five miles per hour, a car, truck or motorcycle accident can cause serious bodily injury. Some of the major injuries sustained by victims of these types of accidents include concussion, broken bones, head, neck and back injuries, lacerations, whiplash and facial injuries. While injuries like broken bones and lacerations can be treated relatively easily, head, neck and back injuries, concussion and whiplash can lead to major complications including muscle spasms, joint pain, ligament damage, loss of feeling or reflexes, and permanent disability. Victims who suffer from severe injuries resulting from an auto accident may find themselves unable to move comfortably, perform simple tasks like using the stairs, or may prevent them from returning to work. Regardless of the circumstances, victims of auto accidents caused by the negligence of another driver are not at fault and their emotional and physical injuries should be taken seriously.
On top of these injuries and the financial hardship brought on by the loss of income, victims of auto accidents may also struggle with costly medical bills, the treatment and length of stay in the hospital depending upon the injury sustained. In fact, according to the United States National Highway Traffic Safety Administration, the average inpatient rehabilitation costs for victims of auto accidents is approximately $11,000 per patient. The cost of single-problem cases range from approximately $9,000 for fractures to about $26,000 for spinal cord injuries. an auto accident resulting in fatality not only causes a victim’s family to be emotionally compromised, but also leaves them without a critical source of income, struggling to pay both medical and funeral costs.
Auto Accident Insurance Claim Disputes
One of the first steps people take following an auto accident is to contact their insurance company in order to file a claim. Most people assume that if they sustain catastrophic injuries due to the negligence of another person, they will receive compensation from their insurance company. However, insurance claims adjusters are not concerned with the best interest of their clients; in fact, they are typically trained to pay out the minimum amount to victims of motor vehicle accidents. These deceptive practices are far too common, affecting auto accident victims every day. If you have suffered a major injury from your accident and you are unable to return to work, you may now be struggling to receive fair compensation for medical expenses from your insurance company as well.
Auto Accident Legal Help
If you have suffered a serious injury resulting from a car, truck or motorcycle accident, you should consider how an auto accident lawsuit can help you receive the compensation you are entitled to. Despite what your insurance company or anyone else may try to tell you, if you were injured by an auto accident that was not your fault, you are not responsible for the expenses you have been subjected to. Your next step should be to hire a knowledgeable auto accident attorney to represent your case. Personal injury litigation can be complicated, but an experienced auto accident lawyer can help guide you through the legal process, making sure you understand all aspects of your lawsuit. As a victim, you should be given the time to recover from your injuries, instead of having to concentrate on developing a case. Your most important responsibility is to collect any insurance or medical documentation that pertains to your case so that your lawyer can take them into consideration when constructing your case. Qualified auto accident attorneys have the knowledge and experience to help ensure a fair settlement or reimbursement for damages. Furthermore, your attorney will protect your rights against the deceptive practices of insurance companies and the overwhelming medical expenses resulting from your car, truck or motorcycle auto accident.